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Compared to Estimates, Hancock Whitney (HWC) Q1 Earnings: A Look at Key Metrics

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Hancock Whitney (HWC - Free Report) reported $292.65 million in revenue for the quarter ended March 2026, representing a year-over-year decline of 19.8%. EPS of $1.52 for the same period compares to $1.38 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $389.02 million, representing a surprise of -24.77%. The company delivered an EPS surprise of +2.7%, with the consensus EPS estimate being $1.48.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (TE): 3.6% versus the four-analyst average estimate of 3.5%.
  • Efficiency Ratio: 55.4% versus the four-analyst average estimate of 55.5%.
  • Total net charge-offs as a percentage of average loans: 0.2% compared to the 0.2% average estimate based on three analysts.
  • Average Balance - Total interest earning assets: $32.7 billion versus $32.77 billion estimated by three analysts on average.
  • Total nonperforming loans: $113.34 million versus the two-analyst average estimate of $109.59 million.
  • Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $124.6 million versus the two-analyst average estimate of $127.28 million.
  • Total Noninterest Income: $106.08 million compared to the $104.86 million average estimate based on four analysts.
  • Net interest income (TE): $287.57 million versus the four-analyst average estimate of $288.15 million.
  • Net Interest Income: $285.17 million compared to the $284.36 million average estimate based on three analysts.
  • Secondary mortgage market operations: $3.53 million versus the two-analyst average estimate of $3.8 million.
  • Bank card and ATM fees: $22.13 million compared to the $21.35 million average estimate based on two analysts.
  • Investment and annuity fees and insurance commissions: $12.57 million versus the two-analyst average estimate of $12.62 million.

View all Key Company Metrics for Hancock Whitney here>>>

Shares of Hancock Whitney have returned +10.6% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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